Retirement may be a long way off. It may be right around the corner. Perhaps it’s already here. With 401k, individual retirement plans (IRA), and pension plans available, why have life insurance in the retirement plan?
Do you have a family and/or a business?
If so, if you should die before reaching the age of retirement, do you want to be sure your family has a place to live, your business will be able to survive, and your family or business will not have to struggle financially?
If you have kids, do you want to be sure the college fund you have for them will have enough money for them to go to college whether you’re here to see it happen or not?
What if everything goes as planned whether or not you have a family or business?
Would you like to have a fund you can access any time? Perhaps you want to retire early. Perhaps you have a cash crunch.
Whether you die too soon or live too long, a p